Money
s.p. income · tax reserve · envelopes
Payday
Tax reserve outstanding €630
1Income
Tax reserve (1 × €620) · FURS + Revolut Business · stays on Revolut−€620
Net to budget€5,180
2Split · €5,180 netadjust below
Cash backup · Banka Koper3.9%
Merkur · fixed · Banka Koper€801.5%
Debt to Mom · of €1,520 live balance · transfers on confirm0%
Sinking fund0%
Invest · auto plan vs my targets, transfers on confirm€4,25282.1%
Buy-only rebalance toward my targets — adds to whatever is under target, tilted to what trades below my entry. Venue split: €2,334 T212 · €1,919 Kraken.
SECZ · T212 · target 40%€2,334
JUP · Kraken · target 9%€625 · $724
AAVE · Kraken · target 9%€454 · $526
AERO · Kraken · target 5%€340 · $394
REPPO · Kraken · target 2%€151 · $175
ONDO · Kraken · target 9%€121 · $141
RENDER · Kraken · target 2%€72 · $84
NEAR · Kraken · target 2%€67 · $77
UNI · Kraken · target 10%€51 · $59
ZEC · Kraken · target 4%€36 · $42
Buys are manual on the exchange (live-price rule) — this plan is recorded with the payday and counted toward the 30k-invested goal.
Invest is a plan, not an order — execute buys manually in the Club section with live prices.
Planned paydays
plan ✓2026-09-30gross €4,700est. net €4,000 · 1 mo taxest. invest €1,888
plan ✓2026-10-23gross €6,000est. net €4,600 · 2 mo taxest. invest €2,588
plan ✓2026-12-08gross €4,500est. net €3,800 · 1 mo taxest. invest €2,488
Projection · through 2026-12-08
Invested€25,86930k not yet (€4,131 short)Debt to Mom€0debt-free on 2026-10-23Sinking fund€1,1005k not yet (€3,900 short)
Assumes every planned payday confirms as planned (incl. Merkur €80/mo inside each plan's envelopes). Edit the plans above to re-project.
Recent paydays
2026-08-25gross €4,025net €3,405reserve €620
BuySECZ €804T212JUP €221 $255KRAAVE €107 $124KRAERO €84 $97KRREPPO €52 $60KRRENDER €6 $7KRNEAR €4 $5KR
2026-07-15gross €5,800net €4,400reserve €1,400 · owed €1,230 · paid €1,220 · left €10released €170
BuySECZ €869T212RENDER €153 $178KRJUP €121 $140KRAERO €54 $62KRAAVE €19 $22KRNEAR €2 $2KRUSDC €255 $296KR